Android Pay; A Perfect Pay System That works.

Forget fumbling through your wallet and handing over a card next time you’re in a store. With Android Pay you can simply unlock your phone, place it near a contactless terminal, and you’re good to go. You don’t even need to open an app. Tap and pay is that fast, that easy.
And when you tap at select merchants, your loyalty points and offers are automatically applied at checkout too.

On May 18 in the U.K., Google’s mobile payment service officially went online. Android phones with version 4.4 KitKat installed, and an NFC chip inside, are compatible with Android Pay, provided your bank and card provider supports the service. You’ll also need the Android Pay app, which can be downloaded from the Google Play Store here.

 Another cool thing is that Your card info stays safe When you shop at a merchant, Android Pay doesn’t send your actual credit or debit card number with your payment. Instead we use a virtual account number to represent your account information — so your card details stay safe.

As soon as you make a purchase, you’ll see a payment confirmation that shows you exactly where a given transaction happened, along with the merchant’s name and number. So it’s easy to catch any suspicious activity.

Well If you loose your phone no more worries and no more frantically canceling your credit cards. If your phone is ever lost or stolen, you can use Android Device Manager to instantly lock your device from anywhere, secure it with a new password, even wipe it clean of your personal information.

I have even try the android pay system out my self it's a very cool, easy, safe and secure means of payment.